Last Updated: August 6, 2026
Milo is a budgeting app that helps users manage their money with the help of a friendly animated companion. Our goal is to make personal finance simple, emotional, and empowering — without sacrificing your privacy.
This policy outlines what data we collect, how we use it, and your rights.
Money Safety
Milo never moves, transfers, or withdraws money from your accounts. We only read your balances and transactions (via secure connections like Plaid) to help calculate budgets and show you insights. Your funds always remain fully under your control.
Data Collection and Use
Account Data
When you sign up for Milo, we collect:
Authentication Token: Provided by Google or Apple to securely create and manage your account.
Date of Birth: Provided by you during sign-up, used to personalize your experience.
Financial Account Info (via Plaid): We use Plaid to securely connect to your bank accounts. Milo does not see or store your login credentials. We access:
Account balances
Transaction history
Account type and name
This data helps Milo calculate your budget, track your spending patterns, and display a daily spending allowance tailored to your savings goals.
Device and App Activity Data
We automatically collect limited technical and usage data, such as:
Device type and operating system
App version
IP address
Actions taken within the app
Time spent on core features
We use this data to fix bugs, optimize performance, and better understand how people use Milo.
How We Disclose Data
We don’t sell your personal data. We only share data with:
Trusted service providers who help us run the app (like hosting, analytics, or support tools).
Legal authorities when required by law or to protect users and the platform.
Advisors or partners in the case of a merger, acquisition, or similar business deal.
If we ever decide to sell or monetize data in the future, we’ll update this policy and give you a clear way to opt out.
Data Retention
We retain your data as long as you maintain an account or as needed to provide core services. You can delete your account and associated data at any time by contacting us at hello@milobuddy.com.
Your Rights
Depending on your location, you may have rights to:
Access the data we hold about you.
Correct inaccuracies in your data.
Delete your account and associated data.
Object to certain types of data processing.
Export your data (data portability).
To exercise any of these rights, contact us at hello@milobuddy.com.
Changes to This Policy
We may occasionally update this policy. Significant changes will be communicated via app notifications or email.
Contact Us
If you have questions, reach out to our team at hello@milobuddy.com. We’re here to build something useful and respectful.